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{ Category Archives } Investments

“festival” sale

The festival season is upon us, online or offline where ever we go, we will be bombarded with ads that goes something like ” This Diwali light your home with 40 door fridge”.God knows how we can light up our house with a fridge or tv except when one is opened and other is on […]

The Hare and Tortoise !

We all have heard the ‘ Hare and Tortoise’ story in school. Many of will immediately recall the moral ‘slow and steady wins the race’. We also must have thought this is not a real story but a fable to teach us the importance of doing something right and doing it all the time. Some […]

Behaviour vs Strategy

Most investors and financial experts focus on strategy. Financial media too focuses on strategy interviewing experts and asking what strategy they use etc.  Investors see all these and think that there is some secret strategy to make money and if we master that it would be great. Instead if we focus on our own behaviour […]

Investing during low interest rates

Indian savers have always preferred safety over returns but that is fast changing due to low interest rates. What they miss out is the inflation aspect, for the first time after many years we actually have a positive real interest rate. No one but Warren Buffett explains this beautifully : ”If you (a) forgo 10 […]

The complete man made incomplete

Financial mistakes are made by us all at some point or another. Many of the mistakes can be corrected ( bad investment choices, ignoring inflation and taxes, etc)  or if not at least the loss of money can be made up over time and the lesson learnt for future but some money mistakes lead to […]

Three type of investors

Investors are of many types. I list broadly the three types in the hope that you can see if you are one of them : I-want-the-best-investment-only-type : This investor has the need to own the best investment that there is, if equities did well over last three years he wants to be in equities and […]

What Howard Marks can teach investors ?

Howard Marks is a billionaire investor who runs Oaktree Capital. Among great investors  the name Howard Marks comes right after Warren Buffett & Charlie Munger. Recently Mr. Marks was in Mumbai  and gave a talk on ” The Truth about Investing”, Though this talk was not open to all, some one who attended the same […]

The 3 most important things in life and investing

Tim Feriss after interviewing about 100 of the most succesful people ranging from a 5 Star general to billionaires (have to tell here that he is one of them himself ) has written that the common thread in all of them can be found in a passage written in a novel in 1922 about a […]

MF Queries answered in Economic Times

1) I want to invest my PF amount of Rs 5 lakhs in a mutual fund for a 5 year period. Which mutual fund will be best for this purpose. I need a 10- 12 % return. Also I am operating Rs 5000 recurring deposit for 5 years for my post retirement period and should […]

As banks lower deposit rates, investors rush to lock money in post offices, govt bonds : Economic Times quotes Credo Capital’s view

Mumbai :  Investors are rushing to lock money into post office deposits and a government bond, which are yet to cut interest rates even as banks lower deposit rates.A bank deposit now pays a maximum of 7%, while post office deposits pay 7.8% and the government bond pays 8%. “There is a rush amongst investors […]