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{ Category Archives } Mutual Funds

Healthy, Wealthy and wise !

Today the media will have a field day as equities crashed by over ‘1000’ points or 3% to put it correctly !. These are normal and Prashanth Krishnan in twitter mentioned that this has happened 55 odd times in last 15 years, I’m sure you don’t remember the last 3% fall, forget the first one […]

Is your money stuck in a traffic jam?

Few days back i read this report in Mint about how much waiting in traffic jam costs you ? http://www.livemint.com/Money/VX3SyEKsUZ8kYIldFVQXYL/What-is-the-daily-traffic-jam-costing-you.html The report says you spend 20% more fuel waiting in a traffic jam. I was more worried about the time spent say half an hour one way stuck in jam, that’s an hour a day, […]

High end investing and low end returns

Most of us dream of owning a high end car or bike ( Harley this or BMW that ) because those vehicles arguably are the best in class and are seen as exclusive.  This works exactly opposite in investments. Many people, especially the high net worth investors get caught in this trap of exclusivity-is-better while […]

Three myths about equity investing.

  Myth No 1. Only rich can invest, for middle class only PPF and other savings makes sense : Not really, while PPF and other deposits give around 8-9% p.a returns over 15 years  equity funds have given around 14%p.a to 20% p.a. One lakh invested in equity funds ( see picture below) is valued […]

Whataydeal whatafeel !!

The now famous ad from an online retailer has a song Whataydeal, whatafeel. For a few days the retailer had announced discounts hence the advt. The nice video of happy shoppers dancing to the song is a great ad which reinforces that we are always happy getting a good deal. This sadly however does not […]

After all, what can 500 Rs p.m grow to?

The letter below,written by a dad, whose 7 year old son saved 500 Rs per month and gave to his dad for investing. Think his dad wanted to teach him about investing in a disciplined way through mutual funds so gave this amount as pocket money. Before you say nice story and move on, as […]

Simple yet powerful formula to get rich

“My wealth has come from a combination of living in America, some lucky genes, and compound interest.” – Warren Buffett   Though we learnt it in the 6th standard or so, understanding this is not easy, small shop keepers have understood it to make millions while many with degrees in finance struggle to understand it. […]

One kick, 10000 times

I fear not the man who has practiced 10,000 kicks once but one kick 10,000 times – Bruce Lee. Best selling author Malcolm Gladwell wrote that it takes around 10,000 hours of practice for anyone to be an expert. Bruce Lee seems to have found that out much before with the above quote! As investors […]

The forgetful investor

Wish you a happy and forgetful new year 2015 !! Let me explain 🙂 Fidelity Investments did a study of their investors to find out who made the best returns, one would like to think that those who made the best returns were either most educated, or people who carefully analysed their investments and went […]

Invest in India

Inspired by the Make in India campaign of the Prime Minister. India has one of the largest stock markets in the world, extremely well regulated and has given spectacular returns over long term which is tax free to boot. yet most Indians prefer real estate or gold. While in the past this may have had […]