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Credo Capital » Mozart & Money.

Mozart & Money.

http://en.wikipedia.org/wiki/Wolfgang_Amadeus_Mozart#mediaviewer/File:Croce-Mozart-Detail.jpg

There once was a man who became the most famous composer in the world but was utterly miserable most of the time, and one of the reasons was because he always overspent his income. That was Mozart. If Mozart can’t get by with this kind of asinine conduct, I don’t think you should try.” – Charlie Munger

Indians have always been good savers but poor investors, but even that saving is coming down as we become more global and it is not tough to find youngsters buying mobile phone worth a month’s pay but do not have even one months savings in bank for an emergency. Worse they have liabilities that needs to be paid like credit card EMIs etc.

Mozart as the quote above says was nothing short of genius as we listen to his music even now but he was miserable as he had a tendency to overspend. Profligate spending leads to trouble whether one is Mozart or Mike Tyson as we saw earlier. Before starting to invest, ensure first that you have around 3 months of expense saved in a bank, and then start investing for long term growth, remember if a genius like Mozart had to suffer we better be prepared as the scouts say.

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